Wealth Building Tool

Wealth Builder Calculator

See how homeownership can build your wealth over time through equity and appreciation

Your Home Details

$
$
%
%

Typical range: 3-5% annually

$

Your Wealth Projection

Monthly Payment

$2,092

Initial Equity

$80,000

After 5 Years

Home Value

$486,661

Loan Balance

$292,429

Total Equity

$194,232

After 10 Years

Home Value

$592,116

Loan Balance

$253,786

Total Equity

$338,330

After 20 Years

Home Value

$876,356

Loan Balance

$131,171

Total Equity

$745,185

After 30 Years (Paid Off)

Home Value

$1,297,485

Loan Balance

$0

Total Wealth

$1,297,485

Understanding Your Wealth Growth

  • Equity builds through principal paydown as you make monthly payments
  • Home appreciation increases your property value over time
  • Extra payments accelerate equity buildup and save on interest
  • Renting builds $0 equity — homeownership is wealth building

Ready to Start Building Wealth Through Homeownership?

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